$699,000

SELLER-PAID RATE BUYDOWN OPTIONS AVAILABLE! Seller may contribute toward the buyer's interest rate buydown with the use of a preferred lender. Options 21 Rocky Circle NE, White, GA 30184 A Private Lakeside Retreat with an Exceptional Kitchen, Expansive Living Space & Endless Possibilities! Welcome to an extraordinary opportunity to own… Read More a one-of-a-kind lakefront home nestled on a peninsula of a private lake shared by approximately 60 homes. Offering an impressive 5,288 square feet, 4 bedrooms, and 3.5 bathrooms, this ranch-style home combines space, versatility, thoughtful upgrades, and beautiful waterfront surroundings. Situated on approximately 1.43 acres, this property offers a peaceful setting with room to relax, entertain, and enjoy the lifestyle you have been looking for. If you love to cook, bake, or entertain, you are going to fall in love with this kitchen! Truly a standout feature of the home, this exceptional kitchen offers Brazilian quartzite countertops and backsplashes, an eight-foot island with a flat-top cooktop, a dedicated baking station, and a charming bay window perfect for a breakfast nook. All-new KitchenAid appliances add to the appeal, creating a kitchen that is as functional as it is beautiful. Whether preparing a holiday meal, baking with family, or hosting friends, this space is designed to impress. The home offers inviting living areas, a desirable primary bedroom on the main level, and a flexible floor plan suited for a variety of living arrangements. The finished daylight basement features its own kitchen and offers excellent potential for multigenerational living, extended-stay guests, or a private retreat. Two bedrooms share a convenient Jack-and-Jill bathroom, adding functionality for family and visitors. Step outside and discover four decks designed to take full advantage of the peaceful lake setting. Enjoy an impressive 48-foot upper-level deck, a second 48-foot lower-level deck, a Juliet-style deck on the northeast side, and an additional deck on the southwest side. Whether enjoying your morning coffee, watching wildlife, entertaining guests, or unwinding at sunset, the outdoor spaces offer countless ways to appreciate the natural surroundings. Additional features include: Two of three HVAC units replaced in 2023 Water heater replaced in 2023 Both a tankless water heater and a standard electric water heater Energy-conscious features and reportedly low electric bills Two attics providing additional storage Oversized two-car garage with double garage doors and a separate walkout door New staircase Downstairs finishes featuring carpet and luxury vinyl tile (LVT) flooring Finished basement with exterior access and additional living possibilities Assumable mortgage opportunity, subject to lender approval and loan terms Transferable home warranty, subject to the warranty provider's terms Transferable termite inspection/warranty, subject to provider terms No HOA, as represented by the seller Conveniently located near Lake Allatoona, parks, shopping, and major commuter routes, this property offers a unique combination of privacy, space, waterfront living, and convenience. Whether you envision a full-time lakefront residence, a multigenerational home, or a place to entertain and create lasting memories, 21 Rocky Circle is a rare opportunity to enjoy the best of lakeside living with the space and flexibility to make it your own. may include: * 1-1 Buydown: Reduced interest rate for Year 1. * 2-1 Buydown: Rate reduced by 2% in Year 1 and 1% in Year 2. * 3-2-1 Buydown: Rate reduced by 3% in Year 1, 2% in Year 2, and 1% in Year 3. Buyer's interest rate returns to the note rate after the buydown period. Seller contribution, buyer eligibility, loan program guidelines, and lender approval apply. Read Less

Listing courtesy of Realty of America [email protected]

Listing Snapshot | Source HomeJunction

Days Online

Last Updated

Nov 6, 2026

Property Type

Single Family Residence

Beds

Full Baths

Partial Baths

Square Ft.

5,288

Lot Size

1.43 Acres

Year Built

1999

MLS Number

10834739

Additional Details

Appliances & Equipment

Dishwasher, Microwave, Refrigerator

Basement

Bath Finished, Daylight, Exterior Entry, Finished, Full

Building

Built in 1999, Living area: 5288, Levels: Two, Construction Materials: Stucco

Community

Lake

Cooling

Ceiling Fan(s), Central Air

Exterior Features

Patio/Porch Features: Deck

Fireplaces

1 fireplace, Factory Built, Family Room

Floors

Carpet, Hardwood

Foundation

Slab

Heating

Central

Home Owner's Association

Fee Includes: None

Interior Features

Double Vanity, High Ceilings, Master On Main Level, Pulldown Attic Stairs, Rear Stairs

Laundry

In Mud Room

Lot

1.43 acres, Private

Parking

2 total parking spaces, Garage

Property

Resale, Other structures: Shed(s), Lake

Roof

Composition, Tar/Gravel

Security Features

Carbon Monoxide Detector(s), Smoke Detector(s)

Sewer

Septic Tank

Taxes

Parcel Number: 0100A-0003-020, Annual Amount: $4,663, Year: 2025

Utilities

Cable Available, Electricity Available, High Speed Internet, Natural Gas Available, Phone Available, Water Available, Water Source: Public

Water Features

Water Body Name: NONE, Frontage Type: Lakefront

Windows

Double Pane Windows

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